Sr. No

Details

(Amount in Rs.)

1

New Pass Book – Saving

Free

2

Duplicate Pass Book – Saving

(If 1^st Pass Book is misplaced by account holder and he has requested for duplicate passbook)

Rs.25/- + GST

3

Statement Charges – Hard Copy

Rs.3/- per page + GST

4

Statement Charges – Soft Copy

Free

5

Duplicate Statement Charges – Hard Copy

(If account holder asked for statement again after he has taken 1^st statement)

Rs.5/- per page + GST

6

Stop Payment Charges

(Per cheque stopped by account holder)

If the cheque book is misplaced by account holder and he asked to stop all balance cheques in cheque book then, only Rs.100/-+ GST to collected.

Rs.100/- + GST

7

No Dues Certificate – For other bank loans

Rs.50/- including GST

8

CTS Inward Clearing Charges

Free

9

CTS Outward Clearing Charges

Free

10

E-mandate Charges

Rs.100/- + GST per E-mandate

11

ATM Card Charges

Rs.100/- + GST Per Financial Year

12

ATM Transaction Charges -

Financial Transactions

(Above ATM charges will change with immediate effect if changed by NPCI from time to time in future.)

1. Rs.15/- + GST

(After 5 transactions)

2.Rs.10/- + GST

(After 5 transactions)

3.All transactions Free

13

SMS Charges

0.25 Paise (Including GST) per SMS and Maximum up-to Rs.18/- (Including

GST) on quarterly basis.

14

A/c Closing Charges (For Saving and Current A/c only)

Rs.100/- + GST

15

Minimum Balance Charges

Nil

16

RTGS / NEFT / IMPS Inward Charges

Free

17

RTGS / NEFT Outward Charges (excluding transaction done through Mobile Banking Application)

Up-to Rs.2.00 lakh – Rs.10/- + GST Above Rs.2.00 lakh and Up-to Rs.5.00 lakh – Rs.25/- + GST Above Rs.5.00 lakh – Rs.50/- + GST

18

IMPS    Outward Charges (Through        Mobile     Banking Application)

Up-to Rs.2.00 lakh – Rs.5/- + GST

Above Rs.2.00 lakh and Up-to Rs.5.00 lakh – Rs.15/- + GST

19

Loan Processing Fee

As per Loan Rules of various Loan Schemes of the bank as amended from

time to time.

20

Shares Transfer Fee

Rs.25/- + GST

21

Nominal Membership Fee

Rs.40/- + GST

22

Entrance Fee

Rs.10/- Including GST

23

Loan Foreclosure Charges

Salary/Personal Loan –

3.00% up-to 1 Year from previous loan 2.50% up-to 2 Year from previous loan 1.00% up-to 4 Year from previous loan Above 4 Years - Free

All Other Loans – Free

24

Locker Charges/Rent

(Locker Charges/Rent will be applicable on yearly basis from the date of allotment of locker)

For Rural/Uban/Semi Uban Branches - Small – Rs.600/- + GST

Small Medium – Rs.1000/- + GST Medium – Rs.1500/- + GST Medium Large – Rs.2000/- + GST Large – Rs.2000/- + GST

For Metro Branches - Small – Rs.1200/- + GST

Small Medium – Rs.2000/- + GST Medium – Rs.2500/- + GST Medium Large – Rs.5000/- + GST

Large – Rs.8000/- + GST

25

Nomination Charges

Free

26

Nomination Change Charges

Rs.25/- + GST

27

IBC / OBC Cheque Collection Charges

Free

28

Duplicate FD Receipt Charges

(Subject to compliance of legal provisions)

Rs.25/- + GST

29

Loan Default Notice

1^st Notice: Rs.50/- +GST 2^nd Notice: Rs.100/- +GST 3^rd Notice: Rs.200/- +GST

Legal Notice: Rs.500/- + GST

Other than above Advocate Charges as applicable will be charged separately.

30

91/101 Notice Charges

Rs.1000/- + GST

Other than above Advocate Charges as applicable will be charged separately.

31

SARFAESI Notice Charges

13(2) Notice – Rs.1000/- + GST Other than above Advocate Charges as applicable will be charged separately.

13(4) Notice – Rs.2000/- + GST Other

than above Advocate Charges as applicable will be charged separately.

32

Dormant Inoperative Notice Charges

Rs.20/- + GST

33

Gold Loan Reminder / Notice

Rs.20/- + GST

34

CTS Inward Return

Rs.200/- + GST

for Saving and Current

Rs.250/- + GST

for All types of Loan Accounts

35

CTS Outward Return

Rs.200/- + GST

for Saving and Current

Rs.250/- + GST

for All types of Loan Accounts

36

ACH / ECS Debit Return Charges

Rs.100/- + GST

37

QR Code Charges

Rs.200/- + GST

(One Time Charges)

38

POS Machine Charges

Rs.200/- + GST

(Per Month)

39

Recovery Charges

Rs.50/- per visit to borrower

40

Locker Rent Intimation Charges

Rs.50/- + GST

41

CTS Cheque Book Charges

Saving – Rs.2/- per leaf + GST

(1^st Cheque book of 9 leaf for new Saving A/c will be provided Free)

Current – Rs.2/- per leaf

CC/HYP – Rs.2/- per leaf