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Banks allow depositors the flexibility to create fixed deposits for tenures as low as 30 days up to 10 years.
The interest rate on the deposit depends on the period for which the funds are placed with the bank.
| Period | Rate of Interest w.e.f. 11/04/2025 | ||
|---|---|---|---|
|
From |
To |
For Normal Citizens |
For Senior Citizens, |
|
Co-Op. Organizations, Trust |
|||
|
30 Days |
90 Days |
4.00% |
4.50% |
|
91 Days |
180 Days |
4.50% |
5.00% |
| 181 Days | 365 Days | 5.50% | 6.00% |
|
366 Days |
730 Days |
6.50% |
7.00% |
|
731 Days |
1095 Days |
7.00% |
7.50% |
|
1096 Days |
& Above |
7.50% |
8.00% |
|
Double Benefit |
|
114 Months |
105 Months |
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